Liability insurance provides protection to insured in various legal situations. This insurance is specifically for protection against Individual or Professional mishaps.
Situations where insured are called to the courts of law due to acts they themselves, their family members or their employees could have done negligently or otherwise and which may have caused bodily injuries or deaths to other people or damage to property of others.
Individuals and business establishments can be subjects of third party legal liability due to acts of negligence caused by them, their families or employees. As such legal liabilities can turn into expensive court battles, it is often in their best interests to opt for insurance protection. Even products that are defective, which can cause bodily injuries or death, is often the cause of the legal liability.
We offer Public and Product Liability Insurance protection to our customers by providing indemnity to third party due to the Legal liability of the Insured resulting from negligence of the insured or his employees/family members causing:
- Accidental bodily injury and/or death
- Accidental damage to property (excluding property belonging to/in the custody of/under the control of the Insured, family members or employees)
In addition, we also provide:
Legal expenses for defending any proceedings with the Insurer's consent.